What We Do
ACTIN Care Groups is a physician-owned and managed health plan that focuses on providing concierge care to its members. ACTIN is in partnership with Ascension Illinois, AdventHealth, and Loyola University Medical Center. Our 23 hospitals and 75 clinics cover members from Evanston to Kankakee and the Lake Shore to Rockford. These exclusive partnerships allow us to offer substantially lower costs than the short list of health plans that Chicago-area employers pick from. ACTIN Care Groups offers employers of various sizes a healthcare plan that heretofore could only be accessed by very large employers. There are 4 important reasons for employers to self-insure:
- Self-insurance allows employers to design their plan to most effectively save money and improve employee health. Insured plans are cookie cutter versions of the same plan.
- Self-insurance allows employers, not insurers, to keep the savings from their effective plan management.
- Annual cost escalation in our self-insured plans is at the level of economy-wide inflation.
- ACTIN's chronic disease management program improves the health of high-risk individuals by providing pharmaceutical, nutritional and lifestyle counseling by the member's health coaches in conveniently scheduled telemedicine visits. We have found that steady one-on-one counseling yields incremental improvements and sustained results in motivated individuals.
ACTIN offers small Employers self-insurance with no risk beyond a fixed monthly premium-equivalent. With over 22 employer-years of claims experience we have saved our clients on average 16% below commercially insured plans. We offer their employees the lowest out-of-pocket cost in the Chicago area, often zero. Our client’s annual cost escalation is no greater than economy-wide inflation, not annual increases that compound to 20-30% baseline increases over 5 years.
We Only Contract with Best-in-Class Hospitals.
Healthgrades is a company that measures hospital quality, measuring among other things, complication rates of care. In 2022 4 Illinois hospitals ranked in the top 50 nationally. Alexian Brothers Medical Center, Elk Grove Village and Presence Resurrection Medical Center are among the top 50 nationally.