What We Do

ACTIN Care Groups is a physician-owned and managed health plan that focuses on providing concierge care to its members. ACTIN is in partnership with Ascension Chicago, AdventHealth, Loyola University Medical Center and IPMG, St. Charles, IL. Our 26 hospitals and 100 clinics cover members from Evanston to Kankakee and the Lake Shore to Rockford. These exclusive partnerships allow us to offer substantially lower costs than the short list of health plans that Chicago-area employers pick from. ACTIN Care Groups offers employers of various sizes a healthcare plan that heretofore could only be accessed by very large employers. There are 4 important reasons for employers to self-insure:

1. Self-insurance allows employers to design their plan to most effectively save money and improve employee health. Insured plans are cookie cutter versions of the same plan.
2. Self-insurance allows employers, not insurers, to keep the savings from their effective plan management.
3. Annual cost escalation in our self-insured plans is at the level of economy-wide inflation.
4. Most Wellness Programs leave employees with a report, but nothing happens. ACTIN closes the loop with the employee and spouse’s Primary Care Provider and reports population health to employers. ACTIN’s Wellness Plan materially improves population health.

ACTIN offers small Employers level-funded self-insurance with no risk beyond a fixed monthly premium-equivalent. We have saved our clients on average 16% below commercially insured plans. We offer their employees the lowest out-of-pocket cost in the Chicago area. Our client’s annual cost escalation is no greater than economy-wide inflation, not 10-15% annual increases that compound to 50% baseline increases or more over 5 years.